Commercial PI
Professional indemnity for advice-led firms.
Our professional indemnity practice works across a broad range of advice-led sectors, with particular depth in construction and engineering. We place both domestic and international risks, combining technical underwriting experience with adaptable capacity.
Special coverage for professional risks
Our PI team has many years of experience with complex professional risks and can cover on a reinsurance basis, which gives real flexibility in how a programme is put together.
Every submission is reviewed on its own merits, with detailed attention to exposure, terms and the quality of the information presented.
Direct, practical decisions
Submissions are reviewed and answered by the same underwriting manager, keeping the process straightforward and avoiding unnecessary delay.
We focus on well-structured, technically sound risks and aim to build enduring relationships with brokers and cedants who value clarity, responsiveness and consistency.
Excess layer professions may also be placed on a primary basis where the programme is arranged as international reinsurance.
What we place under Commercial PI.
Professions considered — primary
- Design and Construction
- Engineering
- Technology
- Miscellaneous professions
Professions considered — excess layer
- Accountants
- Architects
- Insurance Brokers
- Independent Financial Advisers
- Surveyors
Capacity and appetite.
Capacity
Up to USD 10m (or currency equivalent) per placement, with larger limits built by layering.
Features & benefits
Professional indemnity reinsurance. Appetite for complex and hard-to-place risks, with options for single project PI and extended policy periods.
Placement structure
Facultative reinsurance, following the underlying coverage across primary and excess layers.
Appetite
Complex or non-standard professional indemnity risks, including construction and engineering exposures, domestically and internationally.